Car Insurance Texas
If you’re searching for affordable car insurance in Texas, the agents at Southern Eagle Insurance can help. Finding affordable auto insurance for your car, truck, or teen driver can be challenging.
At Southern Eagle Insurance, we work with an extensive network of insurance providers who can help you find the type of coverage you need, for a price you can afford.
Texas Auto Insurance Requirements
In Texas, drivers are required to have insurance for:
Property damage liability:
$25,000
Bodily injury to others
$60,000
per collision
Bodily injury to others
$30,000
per person
Optional Auto Insurance Coverage
You can also choose from a wide range of optional insurance coverage that can protect you and others on the road.
Optional coverage can include:
Texas Full Coverage Car Insurance
In Texas, full coverage involves having the state’s minimum insurance requirements, in addition to:
Collision
coverage
Collision coverage pays for the cost of repairing damage to your vehicle from an accident involving another driver.
Comprehensive coverage
This coverage pays for damages caused by theft, vandalism, fire, or hail.
Uninsured/
underinsured
motorist coverage
Texas does not require motorists to obtain uninsured/underinsured motorist coverage. However, this type of coverage will pay for your accident-related damages if you were involved in an accident with an underinsured or uninsured driver.
What is the Quickest Way to Reduce My Insurance Premium in Texas?
Here are some of the best ways you can reduce your insurance premiums in Texas:
01
Raise your deductibles.
The amount drivers pay before their auto insurance kicks in is called a deductible. The higher a driver’s deductible, the lower their premium, however, drivers should avoid setting their premiums so high that they will have trouble paying it in the event of an accident.
02
Improve your credit.
A driver that has a higher credit score can enjoy lower premiums.
03
Bundle your policies
Using the same insurance provider for multiple policies can save a driver serious cash.
04
Take a defensive driving course.
A driver may be eligible for a discount if they can prove that they have completed a defensive driving course.
05
Request a discount.
A driver can request a discount from their carrier if they have not filed any claims in the past three years. An older policyholder may also qualify for a senior discount.
06
Try pay-per-mile insurance.
Drivers who don’t drive very often may be able to get a lower premium thanks to pay-per-mile insurance. Some insurance providers will consider motorists who don’t drive often to be at a much lower risk of being involved in accidents.
Finding the Right Auto Insurance in Texas
At Southern Eagle Insurance, we can help you find an insurer that allows you to customize your coverage, so you’ll only pay for the coverage you need. Every driver in the state of Texas is required to have auto insurance.
Texas has some of the highest speed limits and the country’s largest infrastructure systems.
The state also has a higher-than-average accident rate, congested highways and roadways, and other vehicle hazards that can present challenges for all drivers. However, with the right coverage, you can protect yourself in the event of a collision. At Southern Eagle Insurance, our agents can match you with the right insurance provider, to help you get the protection you need.
Quick answers to questions you may have
Can’t find what you’re looking for? Contact us here:
(310) 645-8374
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If you think you’re paying too much for your auto insurance, it’s worth shopping around to find a more affordable insurer that can offer the coverage you need at a price you can afford. At Southern Eagle Insurance, we can help you find a reputable insurer that offers flexible policies at affordable rates.
If you think you’re paying too much for your auto insurance, it’s worth shopping around to find a more affordable insurer that can offer the coverage you need at a price you can afford. At Southern Eagle Insurance, we can help you find a reputable insurer that offers flexible policies at affordable rates.
At Southern Eagle Insurance we can help you find the protection you need, at a price you can afford. When you need car insurance coverage that won’t break the bank, the team at Southern Eagle Insurance can connect you with a reputable insurance provider in your area that can offer the affordable rates and flexibility you need.
Fill out the form on this page to get in contact with an agent and receive a free quote.
