Teen Car Insurance
Add a Teen Driver with One Easy Call
A separate teen policy may not be the budget-friendly choice. Adding your teen to your existing policy can sometimes cost less.
1-800-341-3077We can help you find an affordable insurance policy for your teen that offers the level of coverage they need, at a price you can afford.
What is Teen Car Insurance?
Obtaining a driver’s license is a major milestone. Until a new driver has earned some experience on the road, it can be costly to have them added to your policy. Teen car insurance is designed specifically with new drivers in mind.
In some cases, you can find insurance policies that have special discounts available, which can lower the cost of their monthly insurance if they take certain steps to earn more experience behind the wheel.
Are There Any Special Discounts Available for Teen Car Insurance?
You can also choose from a wide range of optional insurance coverage that can protect you and others on the road.
Good Grade Discounts
Some auto insurance providers will offer policyholders a discount if they maintain a high GPA.
Defensive Driving Discount
Some insurance providers will offer teens a discount if they take a defensive driving course.
Driving Behavior Tracking
Teen drivers may qualify for insurance discounts by using approved smartphone apps or GPS units that monitor their driving habits and speed.
How Much is Teen Car Insurance?
Teen car insurance policies can be costly because new drivers have a higher tendency to not wear their seat belts, drive while texting, or tailgate.
However, the cost of auto insurance for teens will depend on vehicle type, the age of the driver, their driving history, and their zip code.
How Much is Teen Car Insurance?
However, the cost of auto insurance for teens will depend on vehicle type, the age of the driver, their driving history, and their zip code.
Quick answers to questions you may have
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1-800-341-3077
A parent can add a teen driver to their auto insurance policy once they turn 16. For a teen to have their own auto insurance policy they must be 18 years of age. New drivers under the age of 18 will need a parent or guardian to cosign
The most affordable way to ensure a new driver is by adding them to your existing policy. Purchasing a policy for a teen is usually not advised because of the higher cost. Depending on the state you reside in, the cost of a teen’s annual premium can be twice as much as what you’ll pay if you added them to your current policy.
Insuring your teen can be expensive. However, if they maintain a clean driving record with no moving violations or collisions, their premiums will go down each year. Unfortunately, shopping for auto insurance for a teen driver can be almost as stressful as teaching them how to drive. By working with the agents at Southern Eagle Insurance, they can help you find an insurance provider in your area that offers flexible policies and affordable coverage that will protect your teen and won’t hit your wallet too hard.
